Banking Union annual report: call for better depositor protection
Official title: Bankenunie – jaarverslag 2025
Status: Parliament has approved this proposal. (parliament: ‘Adopted’)
In plain language
- The European Parliament reviews the banking sector and calls for completing the Banking Union with a common European deposit guarantee scheme.
- This mainly affects banks, financial supervisors, and anyone holding money in a bank account.
- Your savings should have the same protection anywhere in the EU if a bank fails, without relying on taxpayers' money.
Automatically summarised (gemini-3.8-flash). AI can make mistakes: if in doubt, read the official text.
From proposal to law
- Submitted 30 April 2026
- Approved by parliament 30 April 2026
- Signed by the Parliament and the Council not yet
- Published in the Official Journal of the EU not yet
- In force not yet
After the vote, the government (or, for a European law, the Council) still has to sign the proposal. Then it appears in the official journal. This usually takes a few weeks; we check every day.
How parliament voted
Passed on 30 April 2026376 for · 187 against · 17 abstention(s)
In the European Parliament, a parliamentary group is a group of MEPs from like-minded parties in different countries. For each group, you can see how many members voted for or against, or abstained.
- For
- Against
- Abstain
- Dot: colour of the group
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EPP (Christian Democrats) Divided
135 for · 0 against · 1 abstention
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S&D (Social Democrats) Voted for
110 for · 0 against · 0 abstentions
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ECR (Conservatives) Divided
0 for · 68 against · 2 abstentions
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Patriots for Europe Voted against
0 for · 70 against · 0 abstentions
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Renew (Liberals) Divided
62 for · 3 against · 0 abstentions
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Greens/EFA Voted for
44 for · 0 against · 0 abstentions
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The Left Divided
20 for · 6 against · 9 abstentions
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Non-attached Divided
5 for · 17 against · 5 abstentions
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Europe of Sovereign Nations Voted against
0 for · 23 against · 0 abstentions
How MEPs voted, by country
Each country elects its own MEPs. Here you can see how the members from each country voted, regardless of their group.
🇱🇹 MEPs from Lithuania
Majority in favour8 for · 3 against · 0 abstentions
See all countries
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🇦🇹 Austria
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🇧🇪 Belgium
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🇧🇬 Bulgaria
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🇭🇷 Croatia
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🇨🇾 Cyprus
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🇨🇿 Czechia
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🇩🇰 Denmark
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🇪🇪 Estonia
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🇫🇮 Finland
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🇫🇷 France
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🇩🇪 Germany
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🇬🇷 Greece
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🇭🇺 Hungary
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🇮🇪 Ireland
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🇮🇹 Italy
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🇱🇻 Latvia
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🇱🇹 Lithuania
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🇱🇺 Luxembourg
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🇳🇱 Netherlands
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🇵🇱 Poland
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🇵🇹 Portugal
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🇷🇴 Romania
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🇸🇰 Slovakia
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🇸🇮 Slovenia
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🇪🇸 Spain
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🇸🇪 Sweden
Figures: for / against / abstention.